There are many different situations where debts can arise. A debt occurs when someone owes someone else money. This could be because:<\/p>\n\n\n\n
\u2022 you loaned money to a friend or family member, or they loaned money to you<\/p>\n\n\n\n
\u2022 you sold goods or services to someone, and they haven't paid you<\/p>\n\n\n\n
\u2022 you have not paid someone for goods and services they provided you<\/p>\n\n\n\n
\u2022 you borrowed money from a bank and have not repaid the loan within the time required<\/p>\n\n\n\n
\u2022 you have not been paying the mortgage on your house<\/p>\n\n\n\n
\u2022 you have not paid your phone, water, gas or electricity bill.<\/p>\n\n\n\n
Other common examples of debts are:<\/p>\n\n\n\n
\u2022 where you haven't paid your rent, or your tenant owes you rent<\/p>\n\n\n\n
\u2022 where you have joint debts with your ex-partner.<\/p>\n\n\n\n
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